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Tokenized assets are registered with legal, custody, and schema information.
Collatera unifies collateral registration, continuous monitoring, covenant enforcement, and liquidity coordination across connected lending networks.
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Tokenized assets are registered with legal, custody, and schema information.
Lender lock and pledge collateral. State transitions to LOCKED & PLEDGED.
Continuous health proofs ensure collateral meets predefined covenants.
On breach, the asset moves through a programmable enforcement lifecycle.
Liquidation engine coordinates auction, recovery, and settlement to the lending venue.
Warehouse receipts for coffee, grains, metals & more. Continuous monitoring of quantity, quality, storage & insurance.
Loan portfolios with privacy-preserving performance attestation for refinancing & collateral monitoring.
Title, liens, valuation, insurance & payments covenants coordinated.
Invoice, receivables, letter of credit & more. Monitored against payment status, maturity & obligor performance.
Collatera is a programmable collateral and liquidation infrastructure for real-world asset credit. It unifies collateral registration, continuous monitoring, covenant enforcement, and liquidity coordination across connected lending networks.
RWA lending today relies on fragmented, manual processes for tracking collateral health and enforcing covenants. Collatera replaces this with a single programmable layer — so breaches are detected instantly and enforcement follows a transparent, predefined lifecycle.
Health Proofs are continuous attestations that collateral still meets its predefined covenants — value, quality, insurance, custody, and payment status. Oracles and verified data providers submit proofs on a fixed cadence; a missed or failed proof automatically triggers the enforcement lifecycle.
On an uncured breach, the liquidation engine takes over: the asset is seized per its legal wrapper, auctioned through the configured venue, and proceeds are settled down the repayment waterfall — senior lenders first, then junior tranches, with any surplus returned to the borrower.
Yes. Collatera coordinates collateral state across connected lending networks, so an asset registered on one chain can back credit lines on another while a single canonical record prevents double-pledging.
Any tokenized real-world asset with a verifiable legal wrapper, custody arrangement, and data schema can be registered — commodities, private credit portfolios, real estate, trade receivables, and more. Each asset class ships with a covenant template you can customize.